Medical Loss Ratio, Stomach Ache

First, Dr. Stoller threw out this amazing reference on SOAPM.  It's a fast read from Wendell Potter (you remember, the former CIGNA-exec turned whistle blower) about talks happening between the insurance companies and Congress right now.

I am not an advocate of a single-payer health insurance solution for the US, but how can anyone suggest that we're better off with this process?